The internet
has been FLOODING lately with so much political hate, which isn’t unusual I
suppose but it was starting to really bug me. I have seen recently the most
posting regarding the Obamacare that is slowly coming into play. I decided to
do my own research on this matter, because even though many of those Meme
pictures on Facebook are comical…majority of them are completely false.
What I found
was that being a young adult, especially female, Obamacare holds MANY benefits.
This information was taken directly from the Healthcare.gov website as well as
the obamacarefacts.org website.
The more I
learn about this plan, the more I like it. Here are some ways that Obamacare
will specifically benefit women:
Preventive
Care Is Covered
Yep, it’s true…and about time! These free
services include check-ups, screenings for diabetes as well as HIV, mammograms,
contraceptives such as the pill, the ring, the patch, the shot, implants, IUDs
and sterilization procedures. Obamacare will require all plans to cover all
FDA-approved methods. NO MORE CO-PAYS!!
*Certain religious
employers are exempt from this requirement.
Maternity
Coverage
There are currently just over 12% of health
plans that include coverage for maternity. Beginning in 2014, ALL of the
individual health plans will be required to include 10 essential health
benefits such as maternity care, hospitalization, prescription medication,
mental health services and preventive services.
Equalized
Pricing
The average 25 year old woman can pay up to
50% more than the average 25 year old man for the same coverage on insurance.
Beginning in 2014, gender rating will no longer be valid.
Lucky Number
26
This one goes for men as well, but now we are
able to stay on a family plan, or our parents health plan until the age of 26.
Previously, many young adults faced many problems because they were dropped from
their parents and couldn’t yet afford their own quality plan. This began back
in 2010 with the Affordable Care Act put in place by Obama.
Current
Problem? No Problem
Currently health insurance can deny you if
you have a pre-existing condition (such as diabetes or asthma) because they
consider you a “risk”…but that will no longer be the case come 2014. Health
premiums can only be based on your age, where you live and whether or not you
are a smoker. (Great reason to quit)!
Breastfeeding
The law requires your employer to provide as
reasonable break time in a secluded area (other than a bathroom if preferred)
for you to pump breast milk throughout the work day. The law also requires
these plans to cover the costs of breastfeeding equipment and counseling
WITHOUT A CO-PAY.
If You Make
Less Than $16,000
If you make less than $16,000.00 a year may
be eligible for Medicaid. Medicaid is the state-federal health insurance
program for the poor, and it’s being expanded by the law to those whose annual
income is under the federal poverty level. However, the expansion is ‘optional’
between states, and about half will be participating at this point in time. You
will have to research your specific area.
As I learn more, I will be updating this post.
https://www.facebook.com/mysliceofsunday
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Nicely written.
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